CIBIL SCORE REPAIR AGENCY

 

In our daily life, we often heard about cycle repair, bike repair, car repair and also computer repair. But now in this video, you are going to come across a new kind of repair CIBIL score repair.

 Now you must be wondering what is this CIBIL score repair?

I have been posting videos on YouTube and writing articles related to CIBIL on my website and in those, I have received a common question that is regarding the CIBIL  score.

So today I am here to discuss and clarify every little doubt and question related to questions that one might get.

So, what are CIBIL score repair services?  and what exactly is the job of a CIBIL score consultant and CIBIL score consultancy?

Why is CIBIL score consultancy gaining popularity in recent days and last question is how does CIBIL score agency work/function. How to select an agency for repairing your CIBIL score.

On the basis of a person’s loan history, the TransUnion bureau prepares a report which shows each and every detail of his previous and existing loan. The TransUnion also sets a score for the person which is known as the CIBIL  score.

750 plus score is considered to be a very good CIBIL score and the more your score is, the easier you will be able to get a loan from a very good bank or financial institute.

 If by any chance your score is less than 750 the bank or the credit institute will be denying your loan or will be reluctant to provide you loan service.

Why does a person have a bad CIBIL score?

There are two main reasons which make the CIBIL score of a person bad.

  1. There might be some mixed data in customer CIBIL, which means someone else data got entered into customer CIBIL wrongfully.

   2.    Second reason for a bad CIBIL score is that customer took a loan and he/she didn’t pay off the loan properly or isn’t paying Emi properly.

The procedure to correct or rectify a bad CIBIL score report is called CIBIL score repair. It is also known as the CIBIL score improvement process.

The person agency we contact to make our CIBIL score strong is known to be a credit score consultant or CIBIL score consultant.

CIBIL score repair is a new field. In the year 2000 credit bureau of India limited came into action or started functioning.  The in the year 2004 credit bureau services are launched in India.

 Next in 2006, the CIBIL bureau commenced its work.   In the initial stage, the CIBIL bureau wasn’t popular but it gained momentum in the year 2010. After this, each and every institution started to follow the CIBIL report before providing any loan to any customer.

 The customer didn’t face any problems in the beginning, but later on, the customer faced problems due to this CIBIL report. 

According to RBI, every credit institute has to send loan repayment statements of each and every customer on a monthly basis to four authorized credit bureaus. The four-credit bureau is:

1. Transunion CIBIL 

2. Crif high mark

3. Experian

4. Equifax.

RBI also instructed them to go through the CIBIL report properly before passing the loan to any customer.

Now a days credit institution also uses some kind of software which detects low CIBIL score and automatically rejects customers’ loan.

As you can see how low CIBIL score creates problems for customers at tithing of loans. Hence CIBIL scores repair agency gaining popularity.

 

Now a question might pop up in your head. Whether you should go for a CIBIL score report agency or not?

If you have ideas about loans and banking procedures, and you are good with computers, then you don’t need to go to any agency. You will be able to solve your CIBIL-related problem by yourself.

You will easily find videos related to CIBIL report reading, CIBIL report correction and how to increase your CIBIL score on YouTube.

The first thing you need to know is how to read your CIBIL and then find the error or issue which needed to be fixed.

If you don’t understand your CIBIL and if you don’t have enough time, then you can definitely go to any agency.

Now a vital question is how to choose a CIBIL correction agency.

First and the only thing you need to do is, you have to run a background check on the agency.

Because all agency is not good in terms of the service which they are providing.

Check their website, talk to them over the phone or an even better idea is to visit them in person, and see their review or any complaints against the company. Once you are sure about them, then start your business with them.

 

You should treat bad credit reports as a disease. Some disease gets cured easily and some take huge time and money. You need first understand how bad your CIBIL report is then you can choose the treatment.

There are times when your CIBIL score improved but not 100 percent. Improvement of CIBIL comes with its own limit and boundaries.

 

If any agency without looking at your CIBIL, gives you a 100 percent guarantee of fixing it 100 percent then that agency is faking it. Try avoiding this kind of agency. they might charge you but the result might be highly disappointing.

 I have many clients who came to me when their loans got rejected, asking for help.  They want me to fix their problem in no time. But the truth is some problems can be fixed in a month but the rest take huge time. So everyone needs to be patient. 

 

If you have any CIBIL score-related issues,  you can contact us. We are in this business for over a decade and we have many satisfied customer bases.

Read More:

 1. Improve CIBIL score from 0 to 750+     

2. CIBIL Repair

3. CIBIL  Score Repair Agency near me

CIBIL dispute resolution time | How to resolve (CIBIL) dispute fast and improve score?

 

You applied for a loan in some bank and later on, you are informed by the bank employee that your loan has been rejected. then you meet the manager and he informs us that the reason behind this rejection is a low CIBIL score.

 You might argue over the point that you took lots of loan previous and paid them off on time. Then why this happened?? The manager will give you only one suggestion which is to contact CIBIL and get it fixed. Then come back, and we will give you a loan.

 

You contacted CIBIL and narrated your problem. They will simply ask you to raise a dispute. After raising the dispute, we have one questions in our head how long will take to fix the problem.

Now as soon as you raised a dispute, CIBIL notifies you that the standard time for CIBIL dispute resolving is 30 days and also depends on the credit department. In short sooner the credit team works the sooner you will get the CIBIL report corrected.

Does CIBIL Dispute Resolve within 30 days or More?

Today we are going to talk about how fast can we rectify our CIBIL dispute with minimum effort.

The simple answer to your question is “NO”, it takes more than 30 days in some cases to get your CIBIL rectified. I am working as a CIBIL score rectifier and CIBIL score booster for years.

I have seen my clients who had to wait for a period of more day 30 days to get their CIBIL fixed. They even waited for 2 months or even 6 months. This depends totally on the client’s CIBIL report and how complicated is the problem. This is the process.

A) First, we have to find the problem.

B) Then we need to know the credit institutions with whom we have to deal.

C) And the total number of problems we have to deal with in the first place.

There are times when CIBIL rectifies the dispute before the given time. Sometimes the dispute is resolved in a week or even overnight.

Now I am going to tell you the types of disputes resolved with less time taken.

1) Date mixing:  sometimes we find someone else loan account or any other details included in our CIBIL report. I once had a client who had four loan accounts in his CIBIL report, but out of which only two belongs to him.

The account shown in CIBIL belongs to the united bank, which has been merged with Punjab national bank recently. The client even found out that some of the information like date of birth and address was common in both applicants.

Hence it's safe to assume that because of these common details the data got mixed up. Now we created a dispute and within 6 days the problem got fixed.

2) App-Based Loan: some of my clients who visited me had taken loans from mobile apps. We created a dispute and it got resolved overnight.

 I had a client who had a written-off status from Bajaj finance, which he has already paid off. As soon as we created the dispute overnight his problem was resolved.

This is rare in number, a maximum of my client face problem resolving the dispute. As we have to depend on credit institute it takes more time. The public sector bank credit team takes a little bit of extra time to get to bottom of the problem.

 Whereas private works comparative at a higher pace and hence your they sent you credit report to CIBIL very fast and the problem gets resolved. The private bank-related problem gets resolved within a month or a few days more.

 bank-related

Once A client who had an HDFC BANK loan account visited me, he said that he paid all the dues by still status showed written off. We raised a dispute and it was cleared within a week or less.

There was another client who had a loan account in SBI. He settled the amount previously and later paid the full amount. But still, the status hasn't changed. We raised the dispute and we even did have a talk with the official.

He told us that he will solve it as soon as possible. But the result was highly disappointing, he told nearly 6 months to clear it.

There are many other banking sectors which take an immense amount of time to solve the raised dispute.

Now the main question is how to raise a CIBIL dispute.

There are 4 ways we can raise a dispute namely:

  1.     You can directly subscribe to CIBIL and raise a dispute. You will get all the necessary forms on the site related to creating disputes.

1.    2.   CIBIL has created an online process where you can directly email them your dispute and it will be solved. (I have a video on this link given in the description).

1.      3. If in case your problem has been solved within 30 days, you can mail them in the grievance section.  In the first grievance level, the problem will be settled within 15 working days.

In the second grievance level, it takes 10 days. In the third grievance level, it takes 8 days

so the bottom line is that once you created a dispute, don’t sit tight. You have to work hard to get it fixed. You need to do daily follow up.

 

There might be times when you have to write to different concerned bodies to get your dispute taken seriously. Visit the bank and tell them to contact their CIBIL cell.

 In the case of a public sector bank, you have sent mail to the regional head office or visited directly. you can contact CIBIL and the bank over the phone to get more attention.

Read More:

1. 10 Ways to improve your CIBIL score. Best ways to improve your CIBIL score.

2. Credit Bureau I CIBIL | Equifax | Experian | CRIF Highmark | Difference between CIBILV/S Equifax 

3. What is SMA (Especially Mentioned Account)? How to remove SMA from CIBIL report?  

10 Ways to improve your CIBIL score. Best ways to improve your CIBIL score.

We often face problems during applying for loans in banks because of a weak CIBIL score or bad CIBIL score. There might be some cases where our loan wasn’t rejected but we had to go for some unpopular loaning organization (like NBFC: non-banking financial company) or bank.  This might cost us a heavy rate of interest.

Whether you have a bad CIBIL score or you wanted to maintain your CIBIL score you need to know the trick.  So today I am here with 10 simple and easy steps to make your CIBIL score more attractive.

Step 1:  REGULARITY ON EMI PAYMENT:  If you have taken a loan from any organization, make sure you pay your EMI on time. EMI payment on time without skipping makes your CIBIL score a step ahead. If you fail to do so then the CIBIL score with automatically go down. 

The more EMI you fail to pay, the more critical situation you have to face in your near future. if you have a long tenure loan pay your EMI and your CIBIL score will improve

.

Step 2: AVOID SETTLEMENT: Suppose you have taken a loan bank and unfortunately your financial situation isn’t good. In this scenario, the most likely outcome is that you fail to pay off your loan. slowly you missed many Emi’s and finally, the bank knocks on your door with an easy solution of settlement. 

Never go for the settlement, this might make your CIBIL score bad.  in near future, you are definitely going to face a problem. So, it’s better to pay of your loan and outstanding interest and clear off settlement status from CIBIL report.

Step 2: AVOID SETTLEMENT:  Suppose you have taken a loan bank and unfortunately your financial situation isn’t good. In this scenario, the most likely outcome is that you fail to pay off your loan. slowly you missed many Emi’s and finally, the bank knocks on your door with an easy solution of settlement.

 Never go for the settlement, this might make your CIBIL score bad.  in near future, you are definitely going to face a problem. So, it’s better to pay off your loan and outstanding interest and clear off the settlement status from the CIBIL report.

Step 3: PAY OFF CREDIT CARD BILL:  If you own a credit card, please make sure that you pay off your credit card bill on time. Delay in payment with giving you two disadvantages, firstly it will be seen in your CIBIL report as due payment and secondly it will show delay payment in the tenure section. Proper credit card payment will boast your CIBIL score, it’s an algorithm rule in CIBIL.  Some customers face proper low CIBIL score problems even after correction. So, I would like to recommend you take a secure credit card in order to increase your CIBIL score but the main point is the timely payoff.

Step 4: Change your borrowing habit:    Don’t take too many loans. I have seen many customers who take many small loans from a phone app and they pay them back without fail. These customers are not aware of the fact that even if they pay off the debt on time, their CIBIL score will be bad. 

In this case, it's better to take one personal loan with good tenure. It will spike up your CIBIL score. You can even go for a mortgage loan, don’t go for too many personal loans. it won’t help you. The mortgage loan has huge tenure and the rate of interest is less. Take a mortgage loan and transfer the amount to your personal loan account.

Step 5: DON’T BE A GRANTOR:  we often help our close friend or relative by stepping up as a grantor. We think this won’t be big deal. But you are missing the point, in the eye of the bank you are equally a borrower. 

If by any chance your friend or relative fails to pay off, it will bring your CIBIL score down and will be highlighted in the report. I have many clients who say that the following loan wasn’t his/her and want me to remove it from their CIBIL but it does work that way. So be very sure before becoming someone grantor. 

Step 6: Reduce rate of enquiry: We also face some financial problems, and the first thing which we do is run from one bank to another for a loan. The best option for you is to ask for the required CIBIL score and other criteria and then apply for a loan. Don’t apply for loans in many banks, you might not be aware but this is recorded in their system and will reflex in your CIBIL score.

Step 7: Length of tenure: Always go for long tenure loans. Advantages of long tenure loans are first you get a low rate of interest, secondly, you buy some time between Emi payments, which gives you time to repay easily and this long tenure loan fetches u an easy score boast in your CIBIL report. So always take a long tenure loan and be safe side.

Step 8: Don’t misuse your credit card limit:  it's human nature to always exceed the limit and get in trouble. So, in this case, using your full credit limit might make your CIBIL score downward sloping. Never exceed your limit and try to use just 50% of the limit. If by any chance it increases, try paying it off and resetting it back to 50% or below. This is good for your CIBIL score.

Step 9: Pay off overdue: If you are taking any loan from a bank, then make sure you pay them timely. If you fail to do so then it will be marked as overdue. 

Overdue isn’t a good remark in your CIBIL.  Not paying the bank for a long period of time might change the overdue status to written off. This will definitely impact you and your CIBIL score.  Clear off your due and clear overdue status/written off for positive impact.

Step 10: Correct your CIBIL report:  this is the most important and vital point. You need to check your CIBIL from time to time. This will help you know if there is any error in the CIBIL. There are times when details are wrongly mentioned in your account or information about your loan is not updated. 

This will seriously damage your CIBIL score. Check the errors and inform the CIBIL board or credit team and get them fixed or else problems may arise in future.

Here are some errors.

a)      Someone else loan account is shown in your CIBIL.

b)      You paid off the loan but the status showed overdue, written. even if u have NOC from the bank. This happens because the status wasn’t updated from their end.

c)       There might be some personal details wrong like pan number, phone number or address (home and office).

So my dear readers follow this easy step and keep your CIBIL score sky high and you will never need to worry again. I will be back with other CIBIL-related problems and remedies.

 

 Read More :

1. Improve CIBIL score from 0 to 750+

2. How to raise a dispute in the CIBIL report?

3. Howto download CIBIL report (Free) CIBIL report in PDF format?

 

CIBIL Consultant Near me.

 

     A CIBIL CONSULTANT is one person who can be an individual professional or an organization engaged in giving the best of the expertise and most prominent and authentic way of solving the disputes resulting in an undesirable CIBIL (CREDIT INFORMATION BUREAU OF INDIA LIMITED) SCORE after analyzing the detailed CIBIL REPORT also called the CREDIT INFORMATION REPORT (CIR) of a person for which the loan applications are getting rejected on a random basis.

    So to contact a reputed and renowned professional as CIBIL CONSULTANT nearest to the location of the person who is asking for valuable expertise to solve such disputes one should search for “CIBIL CONSULTANT NEAR ME” on the internet.

                The modern world of advanced technologies has been a boon for consumers to find the right person for the services one person is asking for and this whole process is done with the help of artificial intelligence to make the recommendations of the most trustworthy persons in the industry.

        This process is also applicable in case of the results related to the search for CIBIL CONSULTANT NEAR ME made by the persons asking for the most appreciated and eminent professional in this field.

                The search results of CIBIL CONSULTANT NEAR ME will show the name of NASKAR FINANCIAL SERVICES in the number one position and rightly so as it can be said that we have been considered as the best in business because of our honesty, integrity and truthful to our consumers along with the professionalism of the highest level, unparalleled endeavour and utmost perseverance to make the assigned job a success.             

CIBIL Repair

     

         The rectification of CIBIL REPORT with the inaccuracies like incorrect data input related to personal information, inappropriate account details of the loan accounts, incorrect and inundated induction of loan amounts and incorrect loan accounts etc. is commonly known as CIBIL REPAIR.

           In the banking industry, a loan application is approved by the lender banks and NBFCs by checking the CIBIL (CREDIT INFORMATION BUREAU OF INDIA LTD) SCORE which signifies the creditworthiness along with the detailed CREDIT INFORMATION REPORT (CIR) of an applicant applying for a loan from the licensed credit bureaus of RESERVE BANK OF INDIA like CIBIL, PART OF TRANSUNION, EQUIFAX, EXPERIAN and CRIFF HIGH MARK. 

These credit bureaus evaluate the CIBIL SCORE of a person with a three-digit numerical value which ranges from 300 to 900.

The most appreciable score for a loan to be approved by the banks and NBFCs is 750 and above with a desirable credit history as per the CREDIT INFORMATION REPORT (CIR). But when the CREDIT INFORMATION REPORT (CIR) reflects the various adversaries then the CIBIL SCORE is bound to be well below the desirable level for the lender bank or NBFC thus making the proposal jeopardise of being getting the approval and sanction. 

In such cases, the CIBIL REPAIR becomes the most imminent requirement for the person who is experiencing problems like this.

          The methods of CIBIL REPAIR are a job of true and eminent experts, who have the optimum knowledge on the subject, are widely experienced with on-job cases have a high success rate and do the job as a professional. 

These experts can be individual persons or organisations that are renowned and easily communicable. They deduce the problems by analyzing the reports from every angle and find out the solution with the process of execution within a time frame which can be considered standard from 45 to 90 days subject to the proper and timely responses from the banks or NBFCs and the credit bureaus.

          In the present era of advanced technologies, consumers are having ample opportunities to find the most authentic persons for the required services they are looking for and service like CIBIL REPAIR is also not an exception. 

The goodwill of the professionals gets evaluated with the ratings and reviews that an individual or an organisation has gathered to date and still gathering every day of the continued professional career is the actual report card based on which one can be adjudged whether the job of the CIBIL REPAIR can be assigned or not. 

This is considered to be the most prolifically adopted technique by consumers while searching on the internet.

         NASKAR FINANCIAL SERVICE is one such trusted brand name in the present world of CIBIL REPAIR where we are receiving APPRECIATION and accolades not only from INDIA but also from the rest of the world NOT ONLY from those consumers whom we have served with our expertise but also from those persons as well who being the close acquaintances of our humble clients have experienced our methodology from them. 

   The secret of our success is not a secret anymore as every part of the industry has become aware of our presence because of our honest approach to every single work we accept, AND the endeavour and perseverance we put to make it a success.

 There are occasions in some cases where the standard time period might have got over but consumers remained patient which can only be considered as the gesture of trust and faith that they showed in reciprocation of  our level of endeavour and perseverance WE PUT to make the assigned job a successful one.                        

How often CIBIL Score is updated

 

     A CIBIL SCORE is a three-digit numerical value of the credit worthiness and the credit history of a particular person which ranges from 300 to 900 and the most desirable level of this score is considered to be 750 and above by the banks and NBFCs while approving the proposal of loan applied after it is checked with either of the credit bureaus like

 CIBIL, PART OF TRANSUNION, EXPERIAN, EQUIFAX OR CRIFF HIGH MARK licensed by RESERVE BANK OF INDIA.

            The CIBIL SCORE of the borrower of a loan is updated by the lender bank or NBFC with every transaction that takes place with them. 

Every successful transaction or default in payment of the borrower with the lender bank or NBFC for the product been provided whether it is a term loan based on EMI (EQUATED MONTHLY INSTALMENT) or short-term working capital loan based on interest reported regularly to the credit bureaus on monthly basis considering 45 days as the standard time within which the CIBIL SCORE gets updated with all the other details like date of reporting, DPD (DAYS PAST DUE), overdue amount etc.

           In case of any dispute related to any specific account or accounts of the consumer gets reported under DISPUTE RESOLUTION with the credit bureaus then a period of 90 days can be considered as a normal time for the disputes to be resolved subject to the proper furnishing of the mitigates related to the disputes and official acceptance of those disputes by the concerned lender banks or NBFCs.  

CIBIL Score Repair Agency near me.

 

The CREDIT INFORMATION REPORT (CIR) of a person is one of the vital documents that are required for the process of a loan application and it plays a major role in it.

 The inaccuracies in the CREDIT INFORMATION REPORT (CIR) drag the CIBIL SCORE down to such an obnoxious level that the proposal of the loan gets rejected by the banks and NBFCs every time it is placed.

Now, this also acts very negatively for the applicant when the proposals are rejected by the financial institutions for the lack of desirable CIBIL SCORE as every rejection of an enquiry dips the score.

So in such a situation, it is very much advisable for that person to communicate with the renowned and proficient CIBIL SCORE REPAIR AGENCY who can be found near to the location.

In today’s world of information technology, it is very much easy for a person to find the most reputed and equally professional organizations only by typing “CIBIL SCORE REPAIR AGENCY NEAR ME” in search engines like GOOGLE.

 The latest technologies of the internet which are embedded with the power of artificial intelligence have developed these search engines to such a level that the words “CIBIL SCORE REPAIR AGENCY NEAR ME” will suggest the best of the names in the industry who has earned the reputation and goodwill by giving the most prolific and positive results thus giving them the top position in service of CIBIL SCORE rectification.

          Many times it is seen in the past that persons asking for a particular service do not get the communication of the actual entity from whom it should be availed and thus making the present position more harsher and volatile.

Such things are also the same in case of the data inaccuracies and payment-related issues prevailing in the CIBIL REPORT which makes it worst as every day passes by unless the wrong things in it are not detected and timely remedial measures are adopted.

So finding the right organization with utmost knowledge on the subject and up-to-the-mark professional skills to resolve it is very much important and it is not an exception in the case of the CIBIL SCORE rectification as well.

This can only be sorted out with ease by searching for CIBIL SCORE REPAIR AGENCY NEAR ME and one can find those organizations that have performed to the ultimate satisfaction of the consumers who have availed the services from them.

        NASKAR FINANCIAL SERVICES is one such trusted name where every satisfied consumer has reviewed with their comments and praised our dedication and effort after availing the services when they found us by searching for “CIBIL SCORE REPAIR AGENCY NEAR ME”.

 The value of the services provided to the consumer is more important to us in comparison to the value of the services provided to us by the consumer. This trustworthiness is not built in a short period of time as professional development of every organization and we are also not an exception. Every step of success is monitored in today’s world of advanced technology with strict vigil then only the names are recommended when searched with the words CIBIL SCORE REPAIR AGENCY NEAR ME.

 This makes us very proud knowing that our work and efforts to achieve success are getting appreciated not only in our state or country but all around the world.

 

           

          

CIBIL Score Repair Agency Contact Number.

 

The organizations which professionally work to solve the disputes related to the issues resulting in low CIBIL SCORE which is not desirable for the financial institutions like banks and NBFCs to provide loans to the consumers are popularly known as CIBIL SCORE REPAIR AGENCY.

These organizations are very much proficient to analyze the CREDIT INFORMATION REPORT (CIR) of the consumers and finding out the reasons for the disputes and chalking out the strategies to rectify the errors and data mixing mistakes that often put the consumer in a huge spot of bother while applying for a loan.

 So it is very much important for the consumers to initially communicate the CIBIL SCORE REPAIR AGENCY CONTACT NUMBER in the world of the internet.

            CIBIL SCORE REPAIR AGENCY CONTACT NUMBER makes it easy for the consumer to get in touch with the concerned person of the organization which can be a company or a professional consultant to discuss the problems in the initial stage for a broader view before signing up for the service.

The consumer can also opt to send the latest CREDIT INFORMATION REPORT (CIR) which is also known as the CIBIL REPORT to the CIBIL SCORE REPAIR AGENCY CONTACT NUMBER via WhatsApp for an initial analysis of the report.

 Nowadays most renowned organizations have made this service available for better market review and benefit of the consumers. In most cases, it is found that the initial credit report analysis gives a huge boost of confidence to the consumer and opting for the service.

 The consumer can understand it that the report analysis is one job of an expert with utmost efficiency and knowledge which is provided without any charge and helps him or her to take the decision without any hesitation.

           In this modern world of technology which is powered by artificial intelligence, a CIBIL SCORE REPAIR AGENCY CONTACT NUMBER helps organisations to establish their reputation and authenticity up to its optimum level by getting it mapped with their official websites and other social media pages from where the consumers asking for the help of getting themselves rescued from the troubled financial life can get it automatically verified that which entity will be the ideal one for job and contact with them with no waste of valuable time. 

CIBIL Score Repair Agency

 

 The CIBIL (CREDIT INFORMATION BUREAU OF INDIA LIMITED) SCORE is a three-digit numerical value ranging from 300 to 900 evaluated from the CREDIT INFORMATION REPORT (CIR) by four major credit bureaus licensed by the RESERVE BANK OF INDIA like CIBIL, PART OF TRANSUNION, EXPERIAN, EQUIFAX and CRIF HIGHMARK for the determination of the creditworthiness of an applicant for a loan from the financial institutions like banks and non-banking financial companies (NBFCs).

The CIBIL SCORE, thus plays an important part for a loan to be sanctioned by the financial institutions like banks and NBFCs. The CIBIL SCORE of 750 and above are always appreciable to the banks and NBFCs for the approval of the loan application.

But low CIBIL SCORE is always detrimental towards the chances of loan getting sanctioned and this can happen for many reasons which is not at all possible for the general persons to get it analysed of their own.

 In these cases it is always advisable to seek the valuable and expert assistance of a renowned and authentic CIBIL SCORE REPAIR AGENCY who will give the right guidance to resolve the problems for which the CIBIL SCORE has lowered from the desirable level.

            The CIBIL SCORE REPAIR AGENCY is a term which is commonly used by the people of financial industry to describe the institutions either in form of companies or professional consultants who give the best of service related to rectification of the errors in the CREDIT INFORMATION REPORT (CIR) OR CIBIL REPORT of those persons who possess disputes causing damages to the CIBILSCORE.

In many occasions it has been analysed while doing the case studies that the consumers are not even aware of the disputes that they are possessing in their CREDIT INFORMATION REPORT (CIR). The CIBIL SCORE REPAIR AGENCY takes the proper steps on behalf of the consumers to raise the required disputes after having a detailed analysis of the loan accounts with the supporting documents related to it.

 Being an institution a CIBIL SCORE REPAIR AGENCY always deal with the financial institutions and the credit bureaus on behalf of the consumers with utmost professionalism and transparency so that all the charted strategies adopted and communication made to both the financial institutions and credit bureaus remain documented for the dispute resolutions relate to the loan accounts.

            A consumer also has every right to choose the CIBIL SCORE REPAIR AGENCY and for that reason, one should consider certain factors before the job is assigned which may be stated as follows:

·        THE RATINGS AND REVIEWS OF THE CONCERN AS CIBIL SCORE REPAIR AGENCY

·        THE TERMS AND CONDITIONS RELATED TO THE SERVICES AND CONSULTATION FEES TO BE CHARGED

·        PROPER CONTACT AND CORRESPONDENCE

·        THE CONFIDENTIALITY OF THE DOCUMENTS SHARED

·        PROPER DOCUMENTED COMMUNICATION OF EACH AND EVERY STEP TAKEN FOR THE CIBIL SCORE RECTIFICATION

 

 

           The major part of a CIBIL SCORE REPAIR AGENCY begins after the assignment of the job by the consumer. The analysis of the CREDIT INFORMATION REPORT (CIR) of the consumers can be considered as one of the most gruesome task if it is understood from the holistic point of view.

The steps related to the strategies that are to be adopted are streamlined from this report of analysis and on the basis of this the supporting documents are called from the consumer for the rectifications of the possible errors in the CREDIT INFORMATION REPORT (CIR).

This total process is operated with the best of the expert knowledge and up to the mark efficiency until the rectifications are completed and those gets reflected on the CREDIT INFORMATION REPORT (CIR) which is sent to the consumer directly from the credit bureaus.